Purchase MEC for QSEHRA Plan

Up to date with 2024 pricing: Want MEC on your QSEHRA plan that meets QSEHRA necessities and QSEHRA guidelines? This is a round-up of your finest choices for MEC plans for QSEHRA (Certified Small Employer HRA).

QSEHRA Guidelines and MEC

QSEHRA is the brand new, tax-efficient approach for small employers to supply well being advantages. In case your employer is providing you a QSEHRA, congrats! It could take a bit bit to get the dangle of, however we wager you will shortly study to like it. It is the one setup amongst small enterprise medical insurance choices that enables workers to get reimbursed for particular person well being premiums and medical bills (if allowed by the QSEHRA). Primarily, you are being handed a blank-check of pre-tax cash to spend on what you want. 

Nonetheless, earlier than you may take part in your employer’s QSEHRA, you have to present proof of Minimal Important Protection (MEC). That is straightforward in case you have a significant medical plan or are lined by your partner’s group plan–you in all probability have already got MEC! However what if you want to make use of an alternate plan like a sharing ministry, short-term plan, indemnity plan, or one other sort of plan? Most of these plans is not going to meet the MEC requirement on their very own. The excellent news is there are alternatives to buy MEC for your self and your loved ones that may enable these plans to work with QSEHRA. MEC plans can be a pleasant praise to sharing ministries, short-term, and different various plans by protecting preventive companies not sometimes lined by various plans.

Learn a shopper’s story of utilizing Medi-Share and QSEHRA with Take Command.


The place to purchase MEC for QSEHRA Plan

Vital! The next distributors promote what’s referred to as P-MEC or “Preventive-Solely MEC”. These plans meet the MEC necessities by offering 100% of your and your households preventive care. These plans is not going to shield you should you’re sick or injured and shouldn’t be thought-about insurance coverage. They are going to simply pay on your physicals, nicely visits, immunizations, screenings, and different preventive wants (you may see a full record of what they cowl right here) and nothing else. So please, be sure you’ve bought ample protection to associate with these plans. We don’t endorse these plans, though some distributors are providing reductions to our members. You will want to finish any functions with these distributors by yourself. We merely are offering an inventory for you. Right here you go!

North American Well being Plans

North American Well being Plans gives a preventative MEC plan referred to as SelectMed that qualifies as MEC for QSEHRA. There are additionally three ranges of SelectMed plans accessible, and you’ll learn via the advantages in every tier on pages 4 and 5 of their brochure right here. Pricing varies primarily based on the tier (as does extent of protection).

Right here is an summary of their month-to-month plan pricing. 

North American Well being Plan Month-to-month Premiums 

  SelectMed Professional SelectMed Max
Particular person $157.74 $238.08
Particular person + Partner $233.97 $398.97
Particular person + Youngster $225.11 $409.19
Household $300.57 $599.27

The fundamental plan covers simply your preventative & wellness companies. The upper tiers start so as to add in some primary advantages for specialists, therapy of accidents, prescriptions, psychological well being, MRIs, and so forth. You should definitely learn up on every plan, and the restrictions on the advantages, to be sure you know what every one covers.

This MEC plan isn’t accessible in Alaska, Hawaii, Massachusetts, and New Hampshire.

To enroll, you may attain out on to Lynne Timm, LUTCF, insurance coverage advisor, at North American Well being Plans, at lynnetimm214@gmail.com or 214-762-4247.  Lynne may also assist you to analysis to seek out your medical doctors, and assist you determine what plan is finest for you.


Need assistance discovering MEC for QSEHRA? 

We’re right here to assist! Simply chat with us in the appropriate hand nook of your display. We might be happy that will help you. 

This publish was initially printed in 2018 and has been up to date with new data and insights for 2023. 

Wondering how our platform might work for you? Ask us.


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